Special Guest, Zachary Taylor

Divorce, Mortgages, and Moving On: What You NEED to Know with Zachary Taylor

Susan Guthrie, Esq. welcomes Zachary Taylor to the Divorce & Beyond podcast! Learn the facts that you need to know when you are facing divorce and have to deal with one or more mortgages. It’s more complicated than you think, and in this case, knowledge is power.

Did you know mortgages can be one of the most important factors in your divorce? Knowing what to expect will help you move through your divorce (and beyond) with clarity and understanding. In addition, if you have the right mortgage broker, you can make agreements that benefit everybody.

Guest Zachary Taylor is a mortgage lender with 30 years of experience. Over 25% of his business involves people in some phase of the divorce process.

Topics and Golden Nuggets include

Some ways mortgage lending and the lending paperwork are different when facing divorce
When it comes to mortgage loans, if you are receiving custodial or alimony support payments, you must prove that you have been receiving them for six months, NOT that you are supposed to be receiving it
Do not wait until the middle of the divorce process or later to meet with a mortgage lender because you can give yourself more options as you negotiate your divorce if you understand what your borrowing power is
“Information is your superpower.”
Common mortgage and financial mistakes people make during divorce and how to avoid them

CLICK HERE TO LISTEN TO THE EPISODE!

CLICK ON THE PICTURE TO LISTEN!

More About This Week's Special Guest

Zachary Taylor

About this week's special guest: Zachary Taylor

Zachary Taylor is a mortgage lender with 30 years of experience. Over 25% of his business involves people in some phase of the divorce process.

Zach knows the divorce guidelines and can access programs from his company (Change Home Mortgage) and programs from dozens of other banks, lenders, and Wall Street investment firms. This allows him to achieve his main goals for his clients: Get them the best rate, and one that fits their situation, that can be approved, and that can be closed within the required time-frames.

The division of real estate property in a divorce can be challenging to navigate. Contacting Zach as early in the process as possible helps people to have a more seamless experience. He will determine if you can do a buyout or will have to sell.  He will also determine if you can buy a new property based on your “post-divorce” situation using the buyout or sale proceeds. This can save time and prevent unexpected difficulties  during the settlement process.

Zach has  experience helping people who are going through divorce to better understand and determine the issues involving property and mortgages. Zach shares a common mission with the other professionals in the Carlsbad Hub: to provide information and support so that people can feel confident and have peace of mind with the decisions they make in the divorce process. Zach wants to be a valued resource, whether or not a new mortgage is needed, and can also help address issues about credit as well.

Included in Zach’s 30 years of lending experience is a 98% close ratio from 2008 to the present, which happens to be the tightest lending environment ever! He has closed over 2,000 transactions. His background includes underwriting and approving loans. For 16 years, he was Managing Broker, and Partner is a successful local mortgage company. He is a licensed California Real Estate Broker and passed the Federal and State Mortgage tests with all background checks required for the NMLS license. He is a graduate of U.C. San Diego with a B.A. in Economics.

Phone Zach: 619-813-7908

Email Zach: zach@zachtaylormortgages.com